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This calculator helps you estimate how much you need to set aside each month or week to reach a specific savings goal by a chosen date. You can also include an expected return if you plan to invest your savings over time.

Education-only. Estimates are illustrative and not guarantees.

Savings goal calculator

Work out how much you need to save each month or week to reach your goal by your target date.

£
Example: 10,000
years
Target: —
Use the slider or type a number. We assume you start saving from next month.
£
%
If you'll be investing rather than just saving in cash, enter your expected return. Leave at 0 for a "cash only" estimate.
Advanced: reduce risk as you approach your goal Off

Many savers shift to lower-risk assets as their goal gets closer, accepting a lower expected return in exchange for less volatility. Set your expected return for each phase and use the markers to choose when each phase begins.

Early phase

Start → 3 yrs to go

%

Mid phase

3 yrs → 1 yr to go

%

Late phase

Final 1 yr

%
When does each phase start? Drag the markers
Now Goal
—

Education-only. This is not personal financial advice or a recommendation. Estimates assume steady contributions, monthly compounding (if a rate is entered), and ignore taxes and fees. Capital is at risk if you invest.

Your results
Enter a goal and target date to see what you need to save.
You've already reached your goal
Your existing savings already meet or exceed your target.
£— / month
£— / week
Target: —
Total contributions
£—
Estimated growth
£—
Projected total
£—
Months of saving
—

Projection over time

Total balance vs contributions, month by month

Total (contributions + growth) Contributions only